Decifa Limited

At Decifa we recognise that in today's financial environment people require flexible solutions to meet their ever changing and often complex needs.  Our reputation has been built upon the values of trust and commitment by not only offering advice, but also giving an unparalleled level of service.

Technical Expertise

We maintain a high level of technical expertise and have advanced financial planning qualifications including Certified Financial Planner and Advanced Financial Planning qualifications.

Most new clients meet us as a result of recommendations from existing clients and local professionals such as solicitors and accountants.  We also work with a number of specialists such as tax barristers, corporate accountants and law firms that compliment the services we provide.

Services

An initial exploratory meeting is provided without charge or obligation in order to establish the suitability of the services that we offer.  Thereafter the client has discretion over commissions, fees or a combination of the two with hourly charges varying from £45 to £150.  Funds under management, maintenance of records, written reports and annual servicing are normally charged at 1% of the portfolio value or less.  Before agreeing to provide advice on a fee basis, a fee agreement will be drawn up, discussed and signed by both the client and ourselves.

We provide impartial advice on all aspects of tax and financial planning, some of which are listed below: